Voice AI · Digital Lending

    Voice AI call automation for Consumer Lenders

    Handle inbound and outbound calls in any language across the lending lifecycle—origination, servicing, payment reminders, collections, retention, and upsell.

    See how it works
    Voice AI agent

    Why Convershake?

    Debt collection

    Collect more, at lower cost.

    Customer service

    24/7 multilingual support—no extra headcount needed.

    Commercial

    Lift conversion rate → more funded loans.

    Voice AI handles the calls humans can't or won't make!
    Compliance by DesignMultilingual VoiceAudit-Ready24/7 OperationsZero HiringParallel AccountsFull TraceabilityDeterministic FlowsCompliance by DesignMultilingual VoiceAudit-Ready24/7 OperationsZero HiringParallel AccountsFull TraceabilityDeterministic Flows

    Outcomes that
    improve unit
    economics

    Deploy once, scale best practices across countries and brands.

    Higher coverage, same team

    Automate repetitive call types so humans focus on complex, later-stage cases.

    more accounts covered

    Faster market rollout

    Copy best-performing flows and policies from one country or brand to another.

    <1wkto launch a new market

    Operational visibility

    Analytics and QA signals to identify edge cases, failures, and improvement opportunities. No time spent on QA and manual call review.

    100%call auditability

    No risk

    Mandatory disclosures and forbidden language enforcement by design.

    0compliance gaps

    The Problem

    Why lenders struggle to scale voice operations

    Traditional contact centers hit the same ceilings. Here's what we hear from every lender.

    01

    Compliance drift at scale

    Disclosures missed, prohibited phrasing, inconsistent handling across agents.

    02

    High-volume repetitive intents

    Balance inquiries, due dates, payment methods, disputes—all eating agent capacity.

    03

    Fragmented policies

    Slow rollouts across markets and brands due to scattered knowledge bases.

    04

    Invisible edge cases

    Vulnerable customers, disputes, fraud cues, and language switching go undetected.

    05

    Vendor friction

    Engineering dependency for updates, hourly fees, integration overhead in telephony/CCaaS.

    From evidence to production in days, not weeks

    01

    Ingest evidence

    Import your actual calls, SOPs, and policy documents. We learn from what works.

    02

    Map ideal flows

    Define conversation flows, repair patterns, and scoped knowledge with full control.

    03

    Deploy with guardrails

    Go live with mandatory disclosures, policy constraints, and complete audit logging.

    04

    Improve continuously

    Analytics surface gaps. Approved changes roll out safely through versioned releases.

    Built for real markets and real regulation

    Language Quality

    Holds up in real markets

    With real borrowers, in real languages.

    Market variants

    Greetings, disclosures, and policy phrasing configured per market and language.

    Language switching

    Built into flows with repair patterns for seamless mid-call transitions.

    Voice tuning

    Pronunciation, numbers, dates, amounts, and natural pause patterns.

    Compliance

    Compliance-first by design

    Policy guardrails enforced. Every interaction traceable.

    Disclosure engine

    Configured by market, call type, and borrower status.

    Forbidden language

    Multilingual pattern detection prevents prohibited phrasing.

    Vulnerable customers

    Automatic triggers and required response protocols.

    Audit pack

    Recording, transcript, flow version, policy version, and all tool calls.

    Enterprise-grade security infrastructure

    Payment credentials are handled via PCI-compliant flows with external providers. Convershake is not a loan origination system.

    GDPR compliant
    Encrypted at rest
    TLS 1.3
    24/7 support

    ISO 27001

    Certified

    Independently audited by BMC Certification for information security management. Our ISMS ensures your data is protected with industry-leading security controls.

    Data encryption
    Access controls
    Incident response
    Continuous monitoring
    BM Certification - ISO 27001

    FAQ

    Frequently asked questions

    Everything you need to know about deploying voice AI in regulated lending environments.

    Ready to scale your
    voice operations?

    See how Convershake deploys compliant voice agents across your markets — in a live demo tailored to your workflows.

    Plan Your Staffing with Our Erlang Calculator

    Use the industry-standard Erlang C formula to find the right number of agents — then let Voice AI handle the rest.

    Open Erlang Calculator →

    Let's talk about your operations

    Whether you're exploring voice AI or ready to deploy — we'd love to understand your setup and show you what's possible.

    30-minute tailored walkthrough
    No commitment, no sales pitch
    See your use case mapped live

    We'll respond within one business day. No spam, ever.